ESTO instalment plan
ESTO
The ESTO instalment plan is an innovative payment solution that lets you split your payment into monthly instalments. Spread the cost of your purchase over a longer period! Use the ESTO instalment plan in both online and physical stores. Browse ESTO's partner stores on ESTO Market.
How does the ESTO instalment plan work?
- 1 Add the item to your cart;
- 2 Choose the ESTO instalment plan as your payment method at checkout;
- 3 Choose a repayment period — from 3 to 60 months;
- 4 Get a decision in real time;
- 5 If approved, sign the agreement online using your ID-card, Smart-ID or Mobile-ID;
- 6 You're ready to collect your item!
The ESTO instalment plan is offered and administered by ESTO AS. Before signing the agreement, read the contract terms carefully and, if needed, consult an ESTO AS representative or another specialist. The annual percentage rate on an ESTO AS loan is 23.63%, based on the following representative example: loan amount €1,490, cost of goods/services €1,490, down payment 0%, fixed interest rate 11.90%, contract fee €0, total amount payable (loan plus repayment obligations) €1,844.64, based on repayment over 24 months in equal monthly instalments of €76.86.
About ESTO
ESTO is the leading payment solutions provider in the Baltic states, having transformed the way people buy and sell. ESTO has nearly 500,000 active customers and more than 4,000 partner stores across the Baltics. ESTO's mission is to help partners sell and customers buy. ESTO offers a diverse range of products for both B2B and B2C clients.
If you need help, contact an ESTO AS representative at info@esto.ee or visit esto.eu — customer support.